Terms of Use

1 · What this site is — and isn't

• This site provides free information and calculation tools for understanding real-estate costs, rents, and rent-to-own math in Canada.
• We are not a brokerage. Nothing on this site is an offer of brokerage services, and no content here trades in real estate for any person. Where licensed representation is required, it is provided only through properly licensed partner brokerages.
• Nothing here is legal, tax, financial, or investment advice, and no tool output is an appraisal under Ontario's Appraisal Act or any similar law. Estimates are estimates — verify anything material with a qualified professional before acting.
• No client, fiduciary, or agency relationship is created by using this site or joining the waitlist.

2 · Numbers on this site

Every published figure cites its source (for example, CMHC and Statistics Canada). Market data ages — we date our sources so you can judge. We work hard for accuracy but provide the site "as is," without warranties; to the maximum extent the law allows, Key & Deed is not liable for decisions made based on tool outputs. That's why every tool says "estimate": it's your job to confirm, and our job to make that easy.

3 · Fair use

• Use the tools for yourself, your family, or your clients — freely. That's what they're for.
• Don't abuse, attack, scrape at scale, or misrepresent what this site is. Don't present our tools or outputs as licensed brokerage or appraisal products.
• Content, design, and the Key & Deed name are ours. Personal, non-exclusive use of outputs (like a shareable calculation link) is welcome and encouraged.

4 · The rest

• Terms may be updated as the service grows; the current version always lives on this page.
• These terms are governed by the laws of Ontario, Canada.
• Questions about any of this: hello@keyanddeed.ca — a human answers.