The Toll Calculator

What commissions actually cost — down to the dollar. Set your price, see the toll, and see what keeping it looks like.

Purchase price ($)

Listing-side commission (%)

Buyer-side (co-op) commission (%)

Province (HST rate)

Our flat success fee ($)

Apply HST to commissions

Typical Ontario: 2.5% + 2.5%, plus 13% HST ≈ 5.65% all-in. Commissions are always negotiable (TRESA, since 2023).

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Commission — both sides

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HST on commissions

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Our fee — only if you win

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You keep

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Sources & assumptions

Ontario commission norms: commonly 3.5–5% + 13% HST (Rocket Advance, Apr 2026); HST varies by province.
Rent equivalence: CMHC Fall 2025 average turnover 2-bedroom rent, Toronto (~$2,540/mo).
Estimates only — not an appraisal, not advice, not an offer of brokerage services. Your numbers may differ; that's why it's a calculator.

Now negotiate it off, instead of just counting it: run the Co-op-Off Calculator — or the step-by-step Playbook.
Getting ready to buy? Score your position with the Leverage Scorer first.
Want the full Terminal? Join the founding-member list — free tools, success fees only, no spam.

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