The Commission Split Explorer
The 5% you pay doesn't land where you think. Set the price and the compensation model — watch the commission split, dollar by dollar, from the seller's cheque down to the agent's net.
Reported industry models, rounded (sources below). Commissions are fully negotiable — nothing here is a rate card, and the models are examples, not endorsements.
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Commission, both sides (pre-tax)
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HST on the commissions
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What the seller pays, all-in
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Buyer-side brokerage — leaves at closing
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Listing-side gross — your agent's side
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Royalty / cut off the top
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The agent actually nets
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The listing brokerage keeps
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Sources & assumptions
- Split models and the royalty convention (70/30 + ~6–8% of GCI off the top; low-split shops at $99–$299/mo + $295–$695/deal): Summitly — low-commission split brokerage comparison, Ontario 2026.
- Desk fees, splits, caps and fee menus across Canada: BREMO — brokerage fees, desk fees, splits & caps.
- 100%-commission shop terms ($109/mo + $395–$599 per transaction, published): Right at Home Realty — agent economics. Annual caps vary (Keller Williams ≈ $23k; eXp ≈ C$16k; Real 85/15 + $12k cap) — this tool shows a single deal.
- Commission context: the FCAC gives a broad 2–6% range, explicitly not an average; fees are set by agreement and competition: PropertyMesh — what you actually pay. TRESA confirms fees are negotiable.
- Industry-reported models, rounded. Verified October 2026. Estimates only — not an appraisal, not advice; your representation agreement is the only binding number.
What next?
- Price the toll itself, in your own deal: the Toll Calculator — then bring the split here.
- The buyer-side half — negotiate it: run the Co-op-Off Calculator or the step-by-step Playbook.
- Want the full Terminal? Join the founding-member list — free tools, success fees only, no spam.
Spotted a wrong number? Tell us — corrections jump the queue.